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Pennsylvania Homeowner Assistance Fund Reopening

The Pennsylvania Housing Finance Agency (PHFA) announced that the Pennsylvania Homeowner Assistance Fund (PAHAF) is reopening this Monday, March 18, 2024, to homeowners struggling as a result of pandemic-related financial hardships. PAHAF provides financial assistance to eligible homeowners for mortgage and housing-related expenses to address delinquency and avoid default, foreclosure or displacement from their homes.

Since February 2023, there has been a pause on new applications in effect to allow PHFA to focus on a backlog of applicants as a priority. Now that most of the transitioned pending applications have been processed and an assessment of remaining funds has been made, PHFA is able to reopen the program to eligible new applicants until the remaining monies are exhausted.

Funds will be distributed on a first-come, first-served basis to eligible applicants until the remaining monies are exhausted with priority given to homeowners facing an imminent adverse action (IAA) such as a notice of foreclosure, sheriff sale or utility shut-off notice. Applicants should understand that submitting an application does not guarantee funding. PHFA has encumbered what is believed to be adequate funds to process the remaining transitioned applications.

Interested Pennsylvania homeowners should visit for more information, eligibility requirements, and instructions on how to submit their application.